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Vowels 12 and 15, /ə/ versus /ɔɪ/     4 pairs       

The schwa has many spellings. The /ɔɪ/ diphthong is spelled <oy>.

The dictionary only yielded four pairs including one weak form. Clearly this distinction does not constitute a problem for any leaner.

The density figure is 0.5%. There are 3 semantic contrasts, a loading of 75%, though this is hardly significant.

Allah alloy
tanner tannoy
  tanners tannoys
to toy

Credit: John Higgins